Terms Of Use

AGREEMENT BETWEEN USER AND Arc Home Loans

The Arc Home Loans Web Site is comprised of various Web pages operated by Arc Home Loans.

The Arc Home Loans Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Arc Home Loans Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Arc Home Loans reserves the right, without notice, to change the terms, conditions, and notices under which the Arc Home Loans Web Site is offered, including but not limited to the charges associated with the use of the Arc Home Loans Web Site.

LINKS TO THIRD PARTY SITES

The Arc Home Loans Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Arc Home Loans and Arc Home Loans is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Arc Home Loans is not responsible for webcasting or any other form of transmission received from any Linked Site. Arc Home Loans is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Arc Home Loans of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Arc Home Loans Web Site, you warrant to Arc Home Loans that you will not use the Arc Home Loans Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Arc Home Loans Web Site in any manner which could damage, disable, overburden, or impair the Arc Home Loans Web Site or interfere with any other party's use and enjoyment of the Arc Home Loans Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Arc Home Loans Web Sites.

USE OF COMMUNICATION SERVICES

The Arc Home Loans Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Access the website or do business with us if you are younger than 18 years of age.
  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Harm, threaten, harass, intimidate, abuse or otherwise violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Suggest an expressed or implied affiliation with Arc Home Loans, WEI Mortgage Corporation or other affiliates without the express written permission of Arc Home Loans and/or WEI Mortgage Corporation.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Dilute or depreciate the name or reputation of Arc Home Loans and/or WEI Mortgage Corporation or their affiliates.
  • Violate any applicable laws or regulations.

Arc Home Loans has no obligation to monitor the Communication Services. However, Arc Home Loans reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Arc Home Loans reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Arc Home Loans reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Arc Home Loans's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Arc Home Loans does not control or endorse the content, messages or information found in any Communication Service and, therefore, Arc Home Loans specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Arc Home Loans spokespersons, and their views do not necessarily reflect those of Arc Home Loans.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Arc Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), or because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

MATERIALS PROVIDED TO Arc Home Loans OR POSTED AT ANY Arc Home Loans WEB SITE

Arc Home Loans does not claim ownership of the materials you provide to Arc Home Loans (including feedback and suggestions) or post, upload, input or submit to any Arc Home Loans Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Arc Home Loans, its affiliated companies and necessary or appropriate sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Arc Home Loans is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Arc Home Loans's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions. You acknowledge and agree that you do not acquire any ownership by downloading or viewing any web page content.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Arc Home Loans WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Arc Home Loans AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Arc Home Loans WEB SITE AT ANY TIME WITHOUT PRIOR NOTICE. ADVICE RECEIVED VIA THE Arc Home Loans WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Arc Home Loans AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS, EITHER EXPRESSED OR IMPLIED, ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Arc Home Loans WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Arc Home Loans AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. Arc Home Loans MAKES NO REPRESENTATION OR WARRANTY REGARDING THE WEB PAGE CONTENT OR ITS USE THEREOF. Arc Home Loans HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Arc Home Loans AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Arc Home Loans WEB SITE, WITH THE DELAY OR INABILITY TO USE THE Arc Home Loans WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Arc Home Loans WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE Arc Home Loans WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Arc Home Loans OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE Arc Home Loans WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Arc Home Loans WEB SITE.

SERVICE CONTACT : webhost@archomeloans.com

TERMINATION/ACCESS RESTRICTION

Arc Home Loans reserves the right, in its sole discretion, to terminate your access to the Arc Home Loans Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of New Jersey, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Burlington County, New Jersey, U.S.A. in all disputes arising out of or relating to the use of the Arc Home Loans Web Site. Use of the Arc Home Loans Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Arc Home Loans as a result of this agreement or use of the Arc Home Loans Web Site. Arc Home Loans's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Arc Home Loans's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Arc Home Loans Web Site or information provided to or gathered by Arc Home Loans with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Arc Home Loans with respect to the Arc Home Loans Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Arc Home Loans with respect to the Arc Home Loans Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English. We make no representation that the sources or products about which information may be provided on this website will be available (a) anywhere outside of the United States; or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all deferral, state and local laws applicable to your access to and use of this website.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Arc Home Loans Web Site are: Copyright 2019 by Arc Home LLC All Rights Reserved. and/or its affiliates and/or suppliers. All rights reserved.

Testimonials: You acknowledge and agree that all testimonials submitted to Arc Home Loans will become and remain our exclusive property, even if the provisions of these Terms of Use are later modified or terminated. This means that you irrevocably grant to Arc Home Loans the unrestricted right (now and in the future, without notice, compensation or other obligation to you or any other person) to use your statement, image, likeness, as they may be used, in any medium, in connection with an advertisement or for any other publicity purpose. You further agree that Arc Home Loans may use any percentage of your testimonial, image, likeness and/or works, in any way that it sees fit, and may exclude your name or use a fictions name herewith.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

YOUR CALIFORNIA PRIVACY RIGHTS

California Civil Code § 1798.83 permits any visitor to the website who is a California resident to request certain information regarding the disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to webhost@archomeloans.com or contact us at: Arc Home Loans , 4000 Midlantic Drive, Suite 102, Mt. Laurel, NJ 08054, Attn: Legal Counsel

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

STATEMENT OF FORWARD-LOOKING INFORMATION

Certain information included in this website is forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995, including, but not limited to, information related to: anticipated operating results; anticipated financial performance, resources and condition; loan projections and terms; consumer demand and confidence; loan pricing; business and investment opportunities; and market and industry trends.

Such forward-looking information involves important risks and uncertainties that could significantly affect actual results and cause them to differ materially from expectations expressed herein and in other Company reports, SEC filings, statements and presentations. These risks and uncertainties include, among others: local, regional, national and international economic conditions; fluctuating consumer demand and confidence; interest and unemployment rates; changes in sales and loan conditions; conditions in our newly entered markets and newly acquired operations; the competitive environment in which we operate; the availability and cost of land for future growth; conditions that could result in inventory write-downs or write-downs associated with investments in unconsolidated entities; the availability of capital; uncertainties in the capital and securities markets; liquidity in the credit markets; changes in tax laws and their interpretation; effects of governmental legislation and regulation; the outcome of various legal proceedings; the availability of adequate insurance at reasonable cost; and the applicability and sufficiency of our insurance coverage; the ability of the participants in various joint ventures to honor their commitments; the availability and cost of labor and building and construction materials; the cost of raw materials; loan funding delays; domestic and international political events; and weather conditions. Any or all of the forward-looking statements included in this website are not guarantees of future performance and may turn out to be inaccurate. Forward-looking statements speak only as of the date they are made. The Company undertakes no obligation to publicly update any forward-looking statements, whether as a result of new information, future events or otherwise.

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.